Homeowners

Homeowners Insurance Policies from Alfa Insurance | The Oakley Agency

We Make Life Easier with Our Customizable Homeowner Policy Options, with the Great Service and Rates Our Clients Expect


We know that looking for the right insurance policy for your home can seem overwhelming. The expert team at The Oakley Agency in Florence, Alabama is here to guide you through the process. We will work with you to build a personalized homeowners insurance package that will give you the peace of mind that your home is covered and protected. Call today for your free quote at (256) 754-7100.

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What Does Homeowners Insurance Cover?

Our Alfa home insurance provides coverage in four primary areas, including:

  • Dwelling coverage
  • Personal items
  • Other structures
  • Personal liability

If you have a claim, your policy will provide financial assistance in the event of a covered loss. It's the best way to gain peace of mind and protect what matters most in your life.

Comprehensive Homeowners Insurance

Coverage for Alabama Families

Alfa Home and Personal Property Coverage


At The Oakley Agency we consider you our neighbor and friend. As such, we want you to rest assured that we are going to help you choose the best option in homeowners insurance to protect your home, both now and in the future. Whether you are a homeowner or renter we have an insurance policy that is right for you.

Manufactured Homes

Our home insurance company also offers coverage for manufactured dwellings, including:

  • Modular homes
  • Mobile homes
  • Prefabricated homes

Renters Insurance

Renters insurance is surprisingly affordable and has many benefits should you ever be in the position to need it. Our policies will protect you and provide financial assistance for covered losses, including your personal items, injuries, property damages, and additional living costs.

Our standard insurance company policies offer liability coverage, repair and replacement expenses for personal belongings, living expenses, and on-property injuries.

Homeowners Insurance Policy Costs

The total cost of your monthly premium will vary by a few different factors:

Location

The neighborhood, city, and county where you and your family live will affect how much you pay for your premium.

Value

How much is your home worth? The overall physical condition and value of your home can impact your insurance rates significantly.

Claims

Homeowners with a history of claims may have higher monthly premiums.

The Oakley Agency: You Can Trust Us With Your Homeowners Insurance Needs

At The Oakley Agency in Florence, AL we are locally owned and operated and care about our customers and the community we share. We have highly trained experts who are here to answer your questions and give you all of the information you need to build a personalized homeowners policy package. Partnering with Alfa, our goal is to support you with our competitive rates and unbeatable service. 

Give us a call to speak to one of our friendly agents at The Oakley Agency at 

(256) 754-7100 for your free homeowners insurance quote today.